MoneyMate
ActiveOffline-first income and expense tracking for Android and iOS — multi-currency, five languages, recurring transactions, and a rules-based insights engine, with every record kept on the device.
The APK is a direct install outside the Play Store — Android will ask you to allow installs from this source the first time.
MoneyMate handles the day-to-day side of money — logging income and expenses, tracking recurring bills and subscriptions, and surfacing spending patterns — while WealthOS covers the longer-horizon picture of net worth, investments and goals. Together they split personal finance the way it actually splits in practice: cash flow versus net worth.
It supports multiple currencies and five languages (English, Hindi, Bengali, Urdu, Arabic), and a recurring-transactions engine that catches up correctly even after the app has been closed for months — a rule anchored to the 31st of the month lands on the 28th in February and returns to the 31st in March, rather than drifting. A rules-based insights screen looks for spending patterns without sending anything to a server to do it.
Like WealthOS, all data stays in a local SQLite database, with biometric/PIN app lock and CSV import/export for anyone who wants their data outside the app entirely.